Health Insurance and the Affordable Care Act

Description

Suppose you have been
tasked with purchasing health insurance for your organization that has fifty
full-time employees.

Use the Internet or
Strayer databases to research different types of health insurance.

Write a 2-3 page
paper in which you:

  1. Suggest one (1) plan
    that you would use to purchase health insurance for your organization. Determine
    the extent to which employee lifestyle choices and health economics would factor
    in to your chosen plan. Provide a rationale for your response.
  2. Analyze the
    implication of the Affordable Care Act on your decision to purchase insurance.
    Debate two (2) advantages and two (2) disadvantages of purchasing health
    insurance for your employees, as opposed to having your employees receive
    governmental insurance.
  3. Use at least two (2)
    quality references. Note: Wikipedia and other Websites do not
    qualify as academic resources.

Your assignment must
follow these formatting requirements:

  • Be typed, double
    spaced, using Times New Roman font (size 12), with one-inch margins on all
    sides; citations and references must follow APA or school-specific format. Check
    with your professor for any additional instructions.
  • Include a cover page
    containing the title of the assignment, the student? name, the professor?
    name, the course title, and the date. The cover page and the reference page are
    not included in the required assignment page length.

The specific course
learning outcomes associated with this assignment are:

  • Analyze the impact
    of healthcare financing and health insurance on healthcare access, quality, and
    cost.
  • Analyze the
    influence of health policy and health reform on healthcare access, quality, and
    cost in the U.S.
  • Use technology and
    information resources to research issues in healthcare policy, law, and
    ethics.
  • Write clearly and
    concisely about healthcare policy and law using proper writing
    mechanics.

Click here to view the grading rubric. 

Points: 150

Assignment 4: Health Insurance and the Affordable Care Act

Criteria

Unacceptable
Below 60% F

Meets Minimum Expectations
60-69% D

Fair
70-79% C

Proficient
80-89% B

Exemplary
90-100% A

1. Suggest one (1) plan that you would use to purchase health insurance for your organization. Determine the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Provide a rationale for your response.
Weight: 40%

Did not submit or incompletely suggested one (1) plan that you would use to purchase health insurance for your organization. Did not submit or incompletely determined the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Did not submit or incompletely provided a rationale for your response.

Insufficiently suggested one (1) plan that you would use to purchase health insurance for your organization. Insufficiently determined the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Insufficiently provided a rationale for your response.

Partially suggested one (1) plan that you would use to purchase health insurance for your organization. Partially determined the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Partially provided a rationale for your response.

Satisfactorily suggested one (1) plan that you would use to purchase health insurance for your organization. Satisfactorily determined the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Satisfactorily provided a rationale for your response.

Thoroughly suggested one (1) plan that you would use to purchase health insurance for your organization. Thoroughly determined the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Thoroughly provided a rationale for your response.

2. Analyze the implication of the Affordable Care Act on your decision to purchase insurance. Debate two (2) advantages and two (2) disadvantages of purchasing health insurance for your employees, as opposed to having your employees receive governmental insurance.
Weight: 45%

Did not submit or incompletely analyzed the implication of the Affordable Care Act on your decision to purchase insurance. Did not submit or incompletely debated two (2) advantages and two (2) disadvantages of purchasing health insurance for your employees, as opposed to having your employees receive governmental insurance.

Insufficiently analyzed the implication of the Affordable Care Act on your decision to purchase insurance. Insufficiently debated two (2) advantages and two (2) disadvantages of purchasing health insurance for your employees, as opposed to having your employees receive governmental insurance.

Partially analyzed the implication of the Affordable Care Act on your decision to purchase insurance. Partially debated two (2) advantages and two (2) disadvantages of purchasing health insurance for your employees, as opposed to having your employees receive governmental insurance.

Satisfactorily analyzed the implication of the Affordable Care Act on your decision to purchase insurance. Satisfactorily debated two (2) advantages and two (2) disadvantages of purchasing health insurance for your employees, as opposed to having your employees receive governmental insurance.

Thoroughly analyzed the implication of the Affordable Care Act on your decision to purchase insurance. Thoroughly debated two (2) advantages and two (2) disadvantages of purchasing health insurance for your employees, as opposed to having your employees receive governmental insurance.

3. Two (2) References
Weight: 5%

No references provided

Does not meet the required number of references; all references poor quality choices.

Does not meet the required number of references; some references poor quality choices.

Meets number of required references; all references high quality choices.

Exceeds number of required references; all references high quality choices.

4. Clarity, writing mechanics, and formatting requirements
Weight: 10%

More than 8 errors present

7-8 errors present

5-6 errors present

3-4 errors present

0-2 errors present

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